Sales & Support Hours:

Open 10am to 8pm ET. Mon to Fri.Phone: +1 (307) 886-4365


What’s App: +1 (307) 886-4365 Phone: +1 (307) 218-6934


What’s App: +1 (307) 886-4365 Phone: +1 (307) 218-6934

80 Paydex Program


Check for


Apply for Reporting
Trade Credit


Make Small
Purchases with
Approved Trade
Credit Vendors.


Pay Bills before Due


80 Paydex.

What is the PAYDEX score?

PAYDEX® is a business credit score generated by Dun and Bradstreet. Their model analyzes a business’ payment performance and gives it a numerical score from 1 to 100, with 100 representing a perfect payment history.

The PAYDEX score is used much like an individual’s personal credit score. It helps lenders, vendors, and suppliers determine whether to approve you for financing and on what terms. Typically, the better the score, the higher the credit limits, the lower the interest rates, and the better the payment terms. This can save your business money and give you more time to pay bills, dramatically improving cash flow.

Here’s a breakdown of the Paydex Score ranges:

100: Pays 30 days sooner than terms
90: Pays 20 days sooner than terms
80: Pays on due date
70: Pays 15 days beyond terms
60: Pays 22 days beyond terms
50: Pays 30 days beyond terms
40: Pays 60 days beyond terms
30: Pays 90 days beyond terms
20: Pays 120 days beyond terms
U/N: Unavailable/no payment

Why do I need an 80 Paydex score?

Most Lenders, Vendors, and Suppliers consider the Paydex score seriously at the time of financial evaluation of businesses that have applied for credit. An 80 Paydex score signifies that your company pays its bills on time, and has been recognized as a responsible corporate entity by Dun and Bradstreet.

Below, we will describe how we can help your business achieve a good corporate credit score, through our specialized advice. We’ve helped hundreds of businesses achieve such scores and then go on to access funding and achieve success in a relatively short time.

How does the 80 Paydex Program work?

If your business naturally deals with a high number of suppliers on a regular basis, purchasing from them frequently and making all payments before the due date, then you should be able to “naturally” obtain an 80 or higher Paydex Score within the first 12 to 24 months of operations.

However, if your business:

Is a recently purchased Shelf Corporation, and/or
Does not fit the scenario above, and/or
Does not want to wait 12 to 24 months

Then our 80 Paydex Program is the solution you need.

We can achieve an 80 Paydex Score or higher within 45 to 60 Days, assuming you follow our instructions in a timely manner. We do everything possible on your behalf in order to minimize your involvement in the process.

You can go for Funding either before or after the 80 Paydex Program is complete – The choice is yours. However, beware that some of the Lenders you apply with may deny your applications specifically due to not having an 80+ Paydex Score. For this reason, we always recommend that our Clients obtain the 80 Paydex Score before going to Funding, so that Funding Results can be maximized.

80 Paydex program



Frequently Asked Questions

LenderDigger is a Lender Research Service designed to identify the Lenders that best meet your Funding Requirements. What would otherwise take you hundreds of hours of research and be highly impractical is now possible through our effort and experience in find the best Lenders. Apply Right. Get Funded.

Each Lender Research Report contains the exact number of Lenders you requested us to find, along with Lender Contact Details, Requirements for Approval, and Application Instructions.

We work with the following types:

  • Unsecured Business Credit Cards
  • Unsecured Business Lines of Credit
  • Unsecured Business Loans
  • Business Cash Advances
  • Equipment Leasing
  • Equipment Loans

Yes, many Lenders can approve Funding “Stated Income”, without Income Verification.

Yes, we can show you strategies to achieve that. There are several ways to do it and we can show you.

Lender Submission Service is designed to save you time and avoid mistakes by having our staff submit your Lender Applications for you. If the Lender allows Online Applications, we will submit them 100% for you, but if the Lender requires the Application to be submitted in person or some other way, we will complete the Application for you and give you instructions to submit it yourself according to Lender Requirements.

Yes, we can, but that will limit the number of lenders that will meet your requirements.

If this happens, we will issue a pro-rated refund for the percentage of lenders we cannot find.

Usually the research will take 3 Business Days, but if your request is more difficult it can take up to 10 Business Days.

No, we have Lenders for every type of credit. However, the better your credit, the more lenders and better rates we will be able to find for you.

No, we don’t.

We estimate that you will save between 10 to 40 hours of your time by using our service, depending on the difficulty of your request and your existing experience in finding and obtaining Business Funding.

Yes, you can, but if you exclude too many Lenders, that may limit our ability to find the number of lenders you need depending on your requirements and location.

Yes, we can help you because there are many Lenders which are Nationwide in their “footprint” and thus can service your area even though it may look difficult for you.

Yes, you can, but we don’t recommend it. It is always better to apply with just one applicant, the one who has the best personal credit.

Free Analysis & $100 Discount Code

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Sales & Support Hours:

Open 10am to 8pm ET. Mon to Fri.
Phone: +1 (307) 886-4365


What’s App: +1 (307) 886-4365
Phone: +1 (307) 218-6934


What’s App: +1 (307) 886-4365
Phone: +1 (307) 218-6934