Credit Requirements

3+ Years of Clean Credit History:

No Derogatory Items or at least none in the recent past. If your Credit History is not at least 3 Years Old, we can add Seasoned Tradelines to your Credit Report so you meet this Requirement, and if you have Recent and/or Unresolved Derogatory Items, we can delete them through our sister company DeletionExpert.io.

3+ Open Revolving Credit Accounts:

If you don’t have at least 3 Open Revolving Accounts, then we can add Seasoned Tradelines to your Credit Report so you meet this Requirement.

30% or Lower Revolving Debt Ratio:

If your Combined Unsecured Revolving Debt is more than 30% of your Combined Unsecured Revolving Credit Limit, then you need to either pay down the Unsecured Debt to under 30% or we can add Seasoned Tradelines to your Credit Report to dilute the Revolving Debt Ratio down to under 30%.

700+ Credit Scores:

If your Scores are under 700, then we can add Seasoned Tradelines to dramatically increase your Credit Scores and the overall Quality of your Personal Credit History in only 3 Weeks! It’s common to see Credit Scores jump up 50 to 150 Points in 3 Weeks – This is the Real Deal.

No More Than 6 Inquiries per Credit Bureau in the last 6 Months:

If you have too many Inquiries, our Sister Company InquiryBusters.io can remove them all for you within only 1 to 3 Weeks under the Expedited Option as long as they did not result in a new Personal Credit Account being opened.